What Can Save You Money On Auto Insurance?


Many people are interested in saving money on auto insurance, particularly in a world where rising auto insurance rates have become the norm. Progressive can offer people some options when it comes to auto insurance and discounts, and people can learn more about their disparate auto insurance rates at progressive.com. However, there are many things that people can do even before they get to that point that can allow them to finally save money on Progressive auto insurance and auto insurance in general.

Progressive Insurance and Insurance Discounts

Ultimately, the main thing that makes all the difference in the world when it comes to insurance rates is the given person's credit history. Having a good credit history is going to qualify anyone for a much better auto insurance rate. People can go to progressive.com and get a quote, which should allow them to get a sense of whether or not their credit history is going to be favorable enough for good auto insurance rates.

Many people have been able to save around six hundred dollars or more an auto insurance as a result of getting a car insurance quote from Progressive, and the process of getting a quote is easy. People just need to go to the progressive.com website in order to fill out the requisite form. Adding a property, such as a condo, a home, or a rental unit, can help people save a total of five percent or more on their car insurance. People will be able to retrieve a quote and to find an agent relatively quickly as a result.

Start a New York Zip Code Car Insurance Quote with Progressive Insurance

Car Insurance Savings At Progressive and Beyond

People need to get strategic when it comes to their auto insurance, which is going to make it that much easier for them to save on auto insurance. Many people are making a lot of mistakes when it comes to their auto insurance without even knowing it.

People who have older cars can try to reduce their coverage on those cars. People need to weigh the pros and cons of having those cars tightly insured in the first place, considering the fact that it might not even be worth it to replace the cars if something actually does happen to them down the line. Cars are not going to last forever. If an old car is working pretty well, then people should still certainly keep that car around and they should still drive it.

It is still a good idea to cover the car, just in case it is involved in an accident and drivers have to pay for the damages on another vehicle. However, the insurance coverage for new cars is going to need to be higher, and that is what people should keep in mind when they are trying to allocate resources from one car to another.

 A Comparison Chart of Car Insurance Rates*

Car Make | Model and Year Annual Cost Age Range Driving Experience (Yrs)
Honda Fit | 2015 $1,480 34-39 10
Ford F-150 | 2015 $1,685 34-39 10
BMW X3 | 2015 $1,790 34-39 10
Cadillac Escalade | 2015 $1,840 34-39 10

*Some of the assumptions in the above chart of costs for car insurance include average miles driven of 16,000/year, driving to/from work of no more than 20 miles each way and above average credit rating. Fluctuations in pricing will range based on your location, driving experience, number of claims in the past and credit history.

Insurance rates are actually going up all around the world, for Progressive Insurance and for other companies, because people are spending more and more time on the road and people are ending up with higher mileage numbers on their cars. On the other side of the coin, the people who actually have relatively low yearly mileage rates may qualify for discounts related to their auto insurance. Low mileage discounts are common. Insurance companies are well aware of the fact that they are more likely to turn a profit with the people who barely drive their vehicles, and they are willing to reward them accordingly. The people who barely drive and the people who carpool to work should take advantage of their personal lifestyle habits.

There are other insurance discounts that people can get through Progressive Insurance and elsewhere. People who have taken defensive driving courses can potentially qualify for insurance discounts, since people are going to be well aware that these are the individuals who are much less likely to get into a car accident. People who have not had any moving violations or car accidents within a specific time period will also potentially be eligible for car insurance discounts.

Lots of careful drivers could benefit from reduced car insurance payments, and yet they are not taking advantage of all of these great opportunities. Progressive Insurance is giving people the chance to get quotes that will give them the information that they need in order to really save money on car insurance, and people can learn more at progressive.com. There are also many different discounts that people can potentially get that are related to their positive driving records and all of the benefits that come with being careful and conscientious drivers. People who adopt some strategies and who really plan ahead are going to be that much more likely to spend as little as possible on auto insurance, while still being fully covered and while still being safe on the road.

Ensure you're Insured - Stay Informed
Ensure you're Insured -
Stay Informed

Disclosure: The information presented is for informative purposes only. The author does not have any affiliation with any insurance companies referenced whether written or implied. Insurance services and their costs will vary for each individual and savings will vary for each person based on a number of factors. Any coverage or rates information have been collected from readily available sources online. For more information regarding the costs of insurance for your specific vehicle, please consult your local insurance services agency.